Tax Day is in just a few days away and I hope all of my readers will file their returns by midnight on April 15.  Even if you can’t pay, you should still file the return.  If you can’t file by the 15^th, be sure to file an extension, which will give you until October 15 to file, but the tax is still due on April 15.  What you do notwant to do is ignore the tax due.  There are several ways you can arrange to pay the tax to avoid penalties and sometimes interest.  First, try to get a loan to pay the tax.  The interest rate you pay commercially will probably be lower than the interest you will pay the IRS if you pay late.  If you borrow against the equity in your home, that might be deductible for next year. Second, you can pay your taxes by credit card.  Call 1-800-272-9829.  The interest rate on your credit card may or may not be higher than the interest rate the IRS charges, since the IRS compounds interest daily. Finally, you can set up an Installment Agreement with the IRS to pay the tax over time.  Certain restrictions apply which space does not permit me to discuss here.  I will be happy to discuss which option will be better for you and prepare and file the Installment Agreement request for you if we determine that is the best option.